Cat Care Means Having Pet Insurance

What are some of the costs involved in owning a cat?

There are all sorts of expenses associated with owning a pet. The biggest financial responsibility for being an owner is buying food and caring for their general needs, which can vary based on species, age, size and activity level. Most people also consider the cost of getting their pet fixed as well.

While these expenses are pretty common knowledge, there is one cost that may surprise you: insurance. More specifically, insurance for your cat’s health care . From checkups to more serious procedures like surgery or chemotherapy , the cost of veterinary care has risen over the years due to inflation, increased medical advancements and higher quality drugs/equipment. And this fact isn’t lost on more savvy owners who are looking for ways to save money.

Just look at how many people use generic drugs rather than brand names. The kind that you can get at a fraction of the cost, but are just as effective as their name-brand counterparts. You will still hear people say that generics are inferior although independent testing has proven otherwise . Even researchers found that there is no difference between branded and generic medications when it comes to efficacy . But even if there was a slight disparity, does it really matter if they are equally effective? At the end of day, owners want what’s best for their pets’ health…and sometimes that includes paying less too.

But back to pet insurance for cats. It’s gaining in popularity it saves owners money on veterinary visits, surgery and other procedures. In fact, the number of pet owners with insurance is on the rise . However, the trend is still in its infancy as only 5% of cats have it. But those who do own a cat with insurance are glad they did. One owner’s story might overshadow any naysayers…

Lorelei Webster lost her kitten to a sudden illness this January  and had no choice but to pay out-of-pocket due to not having insurance for her feline friend. A few weeks later her dog was also diagnosed with cancer , which forced herself into serious debt as she tried to cover all expenses that followed after. Eventually things got so bad she had to sell off some of her belongings just so she could afford the remaining costs, but it still wasn’t enough as she was left with a $1500 debt.

Luckily for Lorelei, her entire ordeal had a silver lining as one of the vets who treated her pets paid for their subsequent surgeries and treatments . But after everything was said and done, Lorelei found herself still 1k short on covering the total cost…that is until another miracle happened. An anonymous donor saw her story online and contacted Lorelei saying he’d like to help out. And before long everything snowballed into an outpouring of support that not only helped pay off what she owed, but also gave her enough money to cover future medical expenses , too.

So if you’re struggling to come up with the cash needed to pay for your cat’s veterinary bills, don’t be discouraged because there are still good people out there willing to lend a helping hand. All it takes is one story and you’ll get all sorts of attention and support alike.

So if you want to save money on your cat’s medical expenses, consider purchasing insurance today

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